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Risk Assessment Program

Exclusive E&O Audits for Insurors Members

In early 2013, Insurors initiated a new service to member agencies to provide on-site assessment of errors and omission liability potential. The assessment process is approved by Swiss Re, the underwriter of many E&O Liability policies written for Insuror members. Previously there were approximately 22 Swiss Re approved auditing firms outside the state of Tennessee. Insurors believes that by offering this service “in house,” exclusively to member agencies, we can be more responsive to their needs and schedules, and we can provide the service more efficiently than other auditing firms. Swiss Re has also approved E&O liability premium reductions of up to 10% for five years upon compliance with any audit recommendation. Typically this discount easily exceeds the cost of the audit.


Risk assessments will be performed by Don Cunningham, CPCU, CIC, a 30+ year veteran of the industry and an Insurors staff member. Don is the only Swiss Re approved auditor based in Tennessee. If you are interested in finding out the value an E&O risk assessment could provide for your agency, contact Don at 615.515.2602 or e-mail him at dcunningham@insurors.org.

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