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Personal Umbrella & Home Business


RLI Personal Umbrella

As a Big “I”/Insurors member, you get access to the RLI standalone personal umbrella program, which provides superior coverage at affordable rates, with a simple online quoting system.

RLI's PUP stands atop the existing homeowner and auto insurance to provide an extra layer of personal liability protection for the insured and their family. With RLI's PUP program, the insured can maintain their auto or home coverage with any company they choose, provided they agree to maintain the mandatory minimum underlying coverage limits. See application for underlying coverage limit.

RLI Home Business

RLI's In Home Business Insurance policy, endorsed by IIABA, responds to the needs of over 100 eligible business classes on an ISO BOP form.

With competitive premiums, competitive commissions, easy underwriting and a self-rating application, this product should make for an easy sell.  Your customers need business coverage if they sell a product or service from their home. Insureds often believe their existing homeowners or apartment-dwellers policy will cover any loss or damage to their business equipment, furniture and supplies in the event of fire, theft or other catastrophe, when in fact, those policies usually explicitly exclude coverage for any business exposures on their premises. The RLI Home Business Insurance Policy is designed for small retail and service risk operated from the insured's residence, has provided affordable coverage tailored for home-based businesses for decades, and offers excellent claims handling service.

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