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Advocacy

The Importance

  • Strengthens the Independent Agent System
  • The insurance industry is primarily regulated by the State and contributions made to InsurPACTN go to State office candidates
  • Increases agent visibility at the Capitol
  • Empowers Insurors and our members to have influence on the political process

Major Accomplishments

 

CERTIFICATES OF INSURANCE
Passed legislation to define and place various restrictions on certificates of insurance to ensure proper insurance use.

 

WORKERS' COMP OPT OUT
Successfully defeated opt-out legislation that would have allowed employers to not provide workers’ compensation coverage

 

REFERRAL FEES
Passed legislation to ensure that agents can adequatley compensate employees & individuals they are in business with.

 

AGENT BILL OF RIGHTS
Required TDCI to provide notice to agents if they are under investigation and to close pending investigations within two years.

 

DUTY TO READ
Protected agents by creating a presumption that an insured accepts the coverage provided by paying the premium.

 

UNFAIR TRADE
Prevented lenders from requiring insurance on both the value of the structure and land from buyers

 

DRUG FREE
Supported a fair compromise for a drug free work place by reducing the notification from 30 days to 15 days after injury occurs

 

PRIVILEGE TAX
Exempted agents from PPT, thereby saving them over $2M annually

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