NFIP Will Issue During Government Shutdown

After the previous FEMA announcement that the NFIP would have to suspend policy issuance as part the government shutdown, the Big "I" announced a very positive update on December 27th. After a tremendous amount of behind-the-scenes work and pressure from the insurance marketplace (largely organized by the Big "I") and our Congressional allies, FEMA’s decision to operate the NFIP on a limited basis due to the federal government shutdown was rescinded.

FEMA issued the following release about the change, "On December 26, 2018, FEMA informed you that due to a lapse in annual appropriation the NFIP may not sell new insurance policies, renew existing policies, or make monetary endorsements on existing policies. Effective immediately, this guidance is rescinded and NFIP Insurers may resume the sale, renewal, and monetary endorsements for flood insurance policies. Please treat the program as operational since December 21, 2018 without interruption."

The Federal Crop Insurance Program (FCIP) is also being affected by the shutdown. Information on those procedures may be viewed at

We appreciate the efforts of our Federal Government affairs team on these issues.