Tennessee Insurance Department Bulletins
Certificates of Insurance (March 21, 2012)
     This Bulletin addresses Certificates of Insurance and the Unfair Trade Practices Act.

Punitive Damages (July 19, 2004)
     This Bulletin allows insurance companies to exclude punitive damages by filing for an exclusion.

Rebating Bulletin (February 13, 2015)
     This Bulletin clarifies that gifts and valuable consideration offered to a prospective customer regardless of whether that person purchases insurance is not rebating under the UTPA.

Surplus Lines Filing Guidance (June 26, 2014)
    This Bulletin provides guidance on filing of single and multi-state policies where Tennessee is deemed the Home State based upon NIMA.

Sinkholes: Defining "Make Available" (June 12, 2014)
     This Bulletin clarifies that a company must make sinkhole coverage "available" not only at the inception of the policy, but at any time upon request of the consumer.

Sinkhole Coverage for Residential Properties (August 12, 2015)
     This Bulletin clarifies that the sinkhole law requires coverage to all structures on the property.

CSP's Working Directly for Property Owner (December 28, 2012)
    This Bulletin clarifies that CSP's workering directly for the property owner or on their own property are not required to carry workers' compensation insurance on themselves.