Flood Program

The Big “I” Flood Program is available to all Insurors members and provides access to flood markets for most flood risks offering the National Flood Insurance Program (NFIP) for primary flood coverage and excess flood products for risks that have higher values or are ineligible for the NFIP.

Selective Insurance, a National Flood Insurance Program (NFIP) Write-Your-Own company (WYO) since 1984 has been the Big "I" Flood program partner for the primary NFIP flood policy since September, 2001. Selective makes writing flood insurance easy and profitable. Some of the Selective Insurance advantages are:

    AM Best “A” rating since 1961
    Selectiveflood.com® - State-of-the-art, Internet based flood system
    Personal & Commercial Flood
    In-House Customer Service, Underwriting & Claims
    Handling by Selective Flood Service Center, Branchville, NJ
    Dedicated Underwriters offering individual assistance 
    Territory Manager with field underwriting experience
    Marketing materials to help you grow your business
    Competitive Base Commissions:
           18% New Business; 15% Renewals or higher

    Free Guaranteed Zone Determinations

Selective Flood Insurance Contact

Tammy Goodman
(803) 240-5233

Wells Fargo Special Risk, an experienced flood broker provides access to the Lloyds syndicates for excess flood products providing limits over the maximum available from NFIPand for ineligible NFIP risks:

        Excess Over NFIP Primary – over any NFIP policy
        Non-Participating Community properties (NPC)
        Coastal Barrier Resource Act or Other Protect Properties (CBRA)
        Personal & Commercial
        Broker or Agent does the filing of taxes and fees
        Limits up to $15 million or higher
        Business Income-$50,000 SIR
        Big “I” Market quote submissions
        (24-48 hours turnaround)
        No agency appointment necessary
        Commissions – 12% if agent does filings; 10% if WFSR does filings

Contact Jeff St. John at jeff.stjohn@iiaba.net for more information on the Wells Fargo program or to get started.

Other Resources

Flood program info flyer click here
Flood Map Update Schedule by Zip click here
Flood Map Update Schedule by State, County or Search click here
Status of Map Change Requests click here