| RLI Personal Umbrella Policy |
Unsupported Personal Umbrella Policy
| New Business
How Do I Submit New Business?
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1. Become an RLI Subagent
To be assigned a subagent number or to find out if your agency already has one please e-mail rli@insurors.org or submit this form.
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2. Download an application and rates and complete it in its ENTIRETY. Any changes made must be initialed by insured.
New business application PUP 276 (01/12) should be used for all new business. Excess UM coverage with $1 million limit will be available for new and renewal business effective on and after January 1, 2011. Click here for new business application and here for the rates for new and renewal business effective January 1,
2012 and after.
The charge for the excess UM coverage is $150 per driver and is available to new and renewal business as of January 1, 2011. The underlying UM limits must equal the underlying Auto liability limits. Click here to see the UM acceptance/rejection form sent to insured with renewal effective on and after January 1, 2011. The form will be sent to the insured with the renewal questionnaire and the subagent does not receive a copy of these forms. This
form, PUP 261 (01/11) can also be used to add UM coverage to policies currently in force with no excess UM coverage. The $150 per driver charge will be prorated.
BE SURE TO CHECK PAGE 2 OF THE APPLICATION FOR ELIGIBILITY.
Go to www.rlipersonalumbrella.com/agent.asp for PUP case studies, forms and marketing materials. You can also rate from this site or click the button below.
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| 3. Mail the completed application and a check payable to Insurors of Tennessee for the gross premium to
Insurors of Tennessee
Attn: RLI
2500 21st Avenue South
Suite 200
Nashville, TN 37212
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Have Questions or need resources?
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Why Choose RLI?
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The application is a 27-question form of yes/no or number questions. |
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The application is self-underwriting and rating (you will know immediately whether or not a risk qualifies). |
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There are no premium calculations necessary. |
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RLI is not interested in who is providing the underlying coverages-just that the insured maintains adequate underlying limits. |
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Renewals are solicited and billed directly to your insured. |
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Premiums start at $128 for Tennessee insured. |
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The personal umbrella program is offered on admitted, A+ rated paper. |
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Coverage can be written over primary coverages no matter what their Best Rating. |
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There are no excluded vehicles. |
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MVRs are not required with Submission and applications are acceptable with up to 3 accidents and 6 tickets. There are exceptions for drivers under 22 and over 69.
No additional charge for ATVs or 4 wheelers. |
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